The Top Ten Most Expensive Cars to Insure

Ferrari California

Car insurance rates can be ridiculously expensive for those of us with run-of-the-mill daily drivers. But when you start talking about high-performance cars and SUVs, the premiums skyrocket for obvious reasons. The following sports cars and trucks have the dubious distinction of carrying the most expensive average insurance rates in the United States:

10. Porsche 911

Porsche 911

Priced between $75,000 and $139,000, this iconic sports car’s value and high performance engine keeps its owners paying top dollar for insurance

9. Lexus IS-F

Lexus IS F

The 416 horsepower engine in this luxury sedan makes it tempting to drive way too fast way too often, which can get expensive for insurance companies.

8. Hummer H2

Hummer H2

This rugged, powerful vehicle tends to make drivers feel invincible, which can lead to expensively reckless driving habits.

7. BMW M5


The M5 was a limited release, making it far more expensive to repair or replace in case of an accident.

6. Audi S8

Audi S8

Audi has packed a Lamborghini style racing engine into this powerful 4-door sedan. With a base price of $96,000, it carries a hefty insurance rate as well.

5. Mercedes-Benz G-Class

Mercedes-Benz G Wagon

This rugged all-terrain luxury vehicle is sturdy enough to handle daunting terrain comfortably. The dents and scratches that accompany those excursions can be expensive to repair, though.

4. Ford Shelby GT500

Ford Shelby GT500

The Shelby isn’t the most expensive car on this list, but it is one of the most powerful. Insurance companies expect Shelby drivers to be more aggressive, which could lead to more accidents.

3. BMW M6


The M6 delivers the same high power as larger BMW models in a smaller, lighter, more expensive package. That combination causes insurance rates to soar.

2. Dodge Viper

Dodge Viper

The unique styling and powerful engine of the Viper makes it one of the most expensive cars in the nation to insure.

1. Nissan GT-R

Nissan GT-R

The Nissan GT-R has only become available on the American market recently. Video gamers have spent years driving this high performance model through challenging virtual courses for a few years, though. The high-powered engine and lightweight body help put this model at the top of the list of expensive cars to insure. is a car insurance blog that seeks to provide consumers with the information they need to make smart insurance buying decisions.